3D/L and EQIS come together to form Freedom Advisors

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3D/L Capital Management
3D/L Capital Management

3D/L and EQIS come together to form Freedom Advisors

Learn More
3D/L Financial Group
3D/L Financial Group

Markets historically compensate investors for the risks they take – but a long-term time horizon is needed.

It’s easy to get spooked by market downshifts and easy to think that playing the market is your best path to financial security.
This short-sighted emotional reaction typically costs you in the long run:

Over the 20 years ending in 2018, the average equity fund investor underperformed the S&P 500 by 174 basis points. (DALBAR 2018 Quantitative Analysis of Investor Behavior).

Markets historically compensate investors for the risks they take, but a long-term time horizon is needed.
We’re committed to seeking these rewards through the calm, disciplined approach of strategic investing.
While each of our portfolios represents a different angle in the market, each is designed with the long game in mind.
Ours is a rational, steady hand – with the goal of maximum financial returns.

The structure of ETFs gives easy insight into their target market exposure, and a real-time gauge on their value. ETFs are also typically more flexible, cost-effective, and tax-efficient than other investment vehicles with:

Lower Expense Ratios

and potentially higher long-term returns.

No Cash Held to Pay Shareholder Redemptions

so more of your money is invested.

Greater Tax Efficiency

so the investor decides when to realize capital gains

Daily Fund Holding Disclosure

for transparency in what you own.

Using exchange-traded funds (ETFs), 3D constructs equity and fixed income portfolios into risk-based blends suited to a range of investors’ tolerances for risk. For instance, the 3D Global 60 portfolio consists of a 60% allocation to global equities and 40% allocation to fixed income – the 60/40 ratios remain constant and are periodically rebalanced to target.

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Using Dimensional Funds (DFA), 3D constructs equity and fixed income portfolios into risk-based blends suited to a range of investors’ tolerances for risk. For instance, the 3D Global 60 portfolio consists of a 60% allocation to global equities and 40% allocation to fixed income – the 60/40 ratios remain constant and are periodically rebalanced to target.

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Seeks low volatility, current income using ETFs to target a time horizon as specified by the vintage year in the portfolio (i.e. 2021). At the end of the time horizon, the fund is expected to be liquidated with net proceeds returned to investors.

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Provide long-term superior risk-adjusted performance over a global market index like the MSCI All-Country World Index.

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Provide long-term superior risk-adjusted performance over a U.S. broad market index like the S&P 1500 Composite.

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Provide a stock portfolio more closely aligned with Environment, Social, and Governance (ESG) standards as measured by third-party research firms focused on assigning ESG ratings to individual companies based on their business practices.

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The portfolio is structured to offer participation in general equity market risk but with capped upside and downside participation depending on the underlying portfolio structure using exchange-traded fund (ETFs). The strategy benchmark is a 50%/50% blend of the S&P 500 Index (Total Return) and ICE/BAML 3-Month Treasury Bill Index.

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